Pick a PhD, then traits. Your PhD sets the starting points; negative traits give points back. Incompatible traits lock each other out. The link in the address bar is your build.
PhD
Positive traits
Negative traits
Not on the character screen in this build (flagged unavailable at start): Tough as Nails, Easily Startled, Agoraphobic, Fumbler, Claustrophobic, Clumsy, Hemophobic, Dyslexia, Restless Sleeper, Smoker, Unlucky, Forbidden Diet, Sun-Touched, IRON MODE.